A Simple Explanation — What Changed, and What It Means for You What Is This All About? Think of investing in a special fund called an (AIF)-ALTERNATIVE INVESTMENT FUND) like joining a very exclusive club. Before 2021, every member had to follow the exact same rules, whether they were a tiny investor or a giant bank. SEBI (the government body that watches over investments in India) decided that rich, experienced investors do not need the same level of handholding as regular people. So, they...

How we quietly sabotage our own financial futures — and how to stop. There’s an old English saying: “Never lie to the man you see in the mirror while shaving.” But we do. We lie to ourselves constantly — soft, convenient lies that make us feel good in the moment while quietly destroying our financial future. Not bold, dramatic lies. No — comfortable lies. The kind that sound intelligent, reasonable, even responsible. And then one day we wake up — 45, 55, 60 — and wonder where the...

Most people believe they’re doing just fine financially because they “save.” A little money in the bank, a fixed deposit here and there — job done. Right? Wrong. Saving is not investing. Saving keeps your money safe. Investing grows it. And if your money isn’t growing, it’s shrinking — thanks to the silent villain that eats into wealth every single day: inflation . So, let’s rethink everything we think we know about money. The Hierarchy of Investing Needs Before choosing where to...